Mortgage Tailored for you
HOME LOANS SIMPLIFIED
Discover The Rate You Could Have
Save With Our Very Low Cost Loan
ABOUT OUR COMPANY
Why Should You Choose Us?
You will have access to the entire mortgage procedure at your fingertips. Our loan processing is handled by our AI flow system, which enables us to pass on the cost of human processing to our customers. Our service is entirely online, through a highly secure and encrypted application, which will minimize the loss or confusion of submitting or processing documents.
lightning speed loan with our AI loan processing flow.
Highly competitive rate, we beat pretty much any rate in the market
the lowest cost you possibly can find.
20
YEARS OF EXPERIENCE
100%
Customer Satisfaction Rate
100%
Online A to Z Loan Process
WHAT WE OFFER
Our Core Service
Variety of Loan Product Which Helps Tailor the loan to fit your needs
Purchase Home Loan
Buying a home can be accomplished with any of the following loan programs that fit your qualifications
Conventional with as low as 3% down payment
FHA with as low as 3.5% Down Payment
VA with 0% Down payment
USDA with 0% Down payment
Refinance Cash out
Cash our Refinance, can be very helpful to consolidate date, Combine multiple Mortgages or for Home Improvement
Conventional - cash out up to 80% of the property value
FHA - cash out with 85% of the property value
VA - cash out can be up to 100% of the property value
Refinance Rate and Term
Refinance Rate and Term is made to help you lower your interest rate if the market offer a lower rate, or change the term on your mortgage between 30 year, or 20 year or 15year etc...
Conventional - up to 95% of the Home Value
FHA will be done Streamline which cover 100% of the loan.
VA IRRRL will cover 100% of the loan
Home Equity Mortgage
Home Equity Mortgage is a great tool to receive tax free cash out without touching the first mortgage. currently this type of loan can go up to 80% of the property value.
Second Mortgages can go up to 89.99% of the property value
Second mortgage are fully amortized 30yr, 20yr, or 10yr.
minimum credit score to obtain Home equity mortgage is 680.
Home Loans For Investors
The Investor Program is Designed for the experienced real estate investor who is purchasing or refinancing investment properties which he or she plans to hold for business purposes.
Investment Purchase
Investment Rate and Term
Investment cash out
Bank Statement
Special loan for Self employed Borrowers who has the cash flow but require creativities in qualification for the high debt and expense that is recorded.
tax return will not be required
Debt to income is up to 50%
Bank statements used to prove income
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Office:
1906 W. Garvey Ave S.Suite 200
West Covina, Ca 91790
Call