Mortgage Tailored for you

HOME LOANS SIMPLIFIED

Discover The Rate You Could Have

Save With Our Very Low Cost Loan

It's ok if you are not sure yet, just Give us your best Guess

CASH OUT

Your taxes and insurance are included in the payment or they are paid separately?

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ABOUT OUR COMPANY

Why Should You Choose Us?

You will have access to the entire mortgage procedure at your fingertips. Our loan processing is handled by our AI flow system, which enables us to pass on the cost of human processing to our customers. Our service is entirely online, through a highly secure and encrypted application, which will minimize the loss or confusion of submitting or processing documents.

lightning speed loan with our AI loan processing flow.

Highly competitive rate, we beat pretty much any rate in the market

the lowest cost you possibly can find.

20

YEARS OF EXPERIENCE

100%

Customer Satisfaction Rate

100%

Online A to Z Loan Process

WHAT WE OFFER

Our Core Service

Variety of Loan Product Which Helps Tailor the loan to fit your needs

Purchase Home Loan

Buying a home can be accomplished with any of the following loan programs that fit your qualifications

Conventional with as low as 3% down payment

FHA with as low as 3.5% Down Payment

VA with 0% Down payment

USDA with 0% Down payment

Refinance Cash out

Cash our Refinance, can be very helpful to consolidate date, Combine multiple Mortgages or for Home Improvement

Conventional - cash out up to 80% of the property value

FHA - cash out with 85% of the property value

VA - cash out can be up to 100% of the property value

Refinance Rate and Term

Refinance Rate and Term is made to help you lower your interest rate if the market offer a lower rate, or change the term on your mortgage between 30 year, or 20 year or 15year etc...

Conventional - up to 95% of the Home Value

FHA will be done Streamline which cover 100% of the loan.

VA IRRRL will cover 100% of the loan

Home Equity Mortgage

Home Equity Mortgage is a great tool to receive tax free cash out without touching the first mortgage. currently this type of loan can go up to 80% of the property value.

Second Mortgages can go up to 89.99% of the property value

Second mortgage are fully amortized 30yr, 20yr, or 10yr.

minimum credit score to obtain Home equity mortgage is 680.

Home Loans For Investors

The Investor Program is Designed for the experienced real estate investor who is purchasing or refinancing investment properties which he or she plans to hold for business purposes.

Investment Purchase

Investment Rate and Term

Investment cash out

Bank Statement

Special loan for Self employed Borrowers who has the cash flow but require creativities in qualification for the high debt and expense that is recorded.

tax return will not be required

Debt to income is up to 50%

Bank statements used to prove income

Our Team

David Rivas

Ashley Tostado

Diane Contreras

Ben O'neil

Do You Have Queries? Please Go Through 'Frequently Asked Questions' First

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Office:

1906 W. Garvey Ave S.Suite 200

West Covina, Ca 91790

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